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In today’s Internet driven world, a lot of people are interested in filing bankruptcy online to save time and money. Technically only an attorney can file an actual bankruptcy petition through the efile system, but consumers can find online bankruptcy forms, discuss filing options and possible complete a questionnaire that will help your attorney complete your petition if you decide to hire representation.

Online Bankruptcy Forms and Kits – If you plan on completing your own bankruptcy you can download free bankruptcy forms online,  and order software or a paper kit to fill out and submit to your local court.

Non-Attorney Bankruptcy Petition Preparer (NABPP) – The federal bankruptcy code allows non-attorneys to prepare bankruptcy petitions providing they follow specific guidelines about not giving legal advice and charging an appropriate fee. It can be a great way to save money while having a professionally prepared petition, but some courts scrutinize NABPP prepared petitions much more so than self or attorney prepared forms. An NABPP can save you money and time as most work online and can simply mail your forms.

Bankruptcy Attorney – A lot of bankruptcy attorneys are beginning to offer phone and online Internet consultations in order to lower their own overhead and make the process easier for clients. It is possible to find an attorney that will work with you in order to minimize office visits and complete your bankruptcy online.